Policy Overview
This Bodily Injury Insurance Policy is designed for rental customers (drivers only) of MotoRent. It provides coverage for medical expenses incurred due to bodily injuries resulting from accidents while operating a rental vehicle.
Coverage Details:
- Bodily Injury Insurance Limit: Coverage of up to MVR 50,000 for medical expenses related to bodily injuries.
- Covered Hospitals: This policy covers all medical expenses not reimbursed by Aasandha at the following hospitals in Male and Hulhumale:
- ADK Hospital
- Senehiya Hospital
- Treetop Hospital
- Indhira Gandhi Memorial Hospital
Customer Responsibilities:
- Accident Reporting: In the event of an accident, the customer must report the incident to the police at the earliest possible opportunity. A police report is essential for processing claims.
- Notification to MotoRent: The customer must notify MotoRent within 24 hours of the accident. Failure to do so may result in denial of the claim.
- Claim Submission: All hospital bills must be submitted to MotoRent for claims processing. Ensure all documentation is complete and submitted promptly to avoid delays.
Exclusions:
- Pre-existing Conditions: This insurance does not cover injuries related to pre-existing medical conditions.
- Unauthorized Drivers: Coverage is void if the rental vehicle is operated by someone other than the authorized driver specified in the rental agreement.
- Illegal Activities: Any injuries resulting from illegal activities or reckless driving are not covered.
- Non-Accidental Injuries: Injuries not resulting from an accident while operating the rental vehicle are excluded from coverage.
Important Notes:
- Policy Validity: This policy is only valid for the duration of the rental agreement and is subject to the terms and conditions outlined herein.
- Policy Changes: MotoRent reserves the right to amend this policy. Customers will be notified of any changes.
- Acceptance of Terms: By signing the rental agreement, customers acknowledge and accept the terms of this insurance policy.
Contact Information:
For any questions or to report an accident, please contact MotoRent at:
Phone: +960 7494900
Email: [email protected]